What makes our approach to bank plan design different?

We're experts on the demanding financial and employee benefits requirements of banks. In fact, we're the only provider that can offer the combination of bank expertise and comprehensive retirement product capabilities.

As an industry provider, we are keenly aware of the challenges faced by today’s community banks, and have developed products designed to meet those challenges.  Retirement plans are one of the most effective means through which a bank can attract and retain the talent it needs to ensure its success.  With more than six decades of experience in developing competitive retirement programs for the financial community, our products are designed to complement bank business strategies, optimize employee performance, and give banks the tools they need to compete even more effectively. Our commitment to the community bank marketplace uniquely enables us to leverage our retirement products and services as a powerful competitive advantage for our customers.

We offer traditional Defined Benefit Pension plans, 401(k) plans, ESOPs, KSOPs as well as Executive Benefit and Director programs.

We also offer two unique multiple employer programs available exclusively to financial institutions. As plan fiduciary for our $4 billion multiple employer defined benefit and defined contribution plans, we keep watch over the retirement programs of more than 600 community banks. And we do it according to the highest fiduciary standards--something no other retirement provider that we know of can claim.

At Pentegra Retirement Services, we understand the demanding retirement plan requirements of banks and design retirement plans that meet them. Pentegra is endorsed by the Independent Community Bankers of America (ICBA), America’s Community Bankers (ACB), and affiliated with and/or endorsed by over 40 state banking associations nationwide.