The Pentegra Outsourcing Investment Advantage

Pentegra offers a uniquely flexible approach to retirement plan investments for the small to mid-sized plan market with two distinct investment platforms. Our institutionally-managed investment platform offers clients an indexed investment strategy using institutionally managed collective trust funds from State Street Global Advisors, the largest institutional money manager in the world. Alternatively, we also provide access to a flexible open architecture trading platform that includes choices from hundreds of major mutual fund families covering the full range of asset classes and investment management styles.  Our flexible platform allows for seamless transition to Pentegra for your current book of business.

INSTITUTIONAL INDEX PLATFORM

Pentegra offers total investment flexibility for your clients with a full range of quality investment options. Our indexing philosophy provides plan sponsors with a unique solution to retirement plan investment management. Through the services of State Street Global Advisors, the largest institutional money manager in the world, Pentegra offers a broad array of investment options covering all major asset classes. Each provides rigorous style consistency and substantially lower expense ratios than most retail mutual funds, annuities or actively managed investments. Indexing keeps costs low, simplifies the investment choice for plan sponsors and participants, offers broad diversification and delivers consistently better performance over time—all important attributes for the long-term focus necessary for smart retirement plan investing. This is an approach favored by the largest retirement plan sponsors in America and is available to small- and medium-size plans only from Pentegra.

MUTUAL FUNDS

In addition to our broad array of collective trust institutional index investment platform, through an arrangement with Reliance Trust Company we offer an open architecture investment platform with over 5,000 funds from more than 400 fund families and more than 11,000 share class alternatives. Fund offerings can be identical to the funds offered under your existing program, vastly minimizing the effect of a change on your existing clients. You have the flexibility to choose the funds that best meet your needs.

Should you opt to use our investment approach, Pentegra offers the ability to trade via the NSCC platform. Our affiliation with State Street facilitates same day trading and ensures timely and efficient flow of information, cash and securities for any configuration of investment platforms.