What makes our approach to plan design different?

We're experts on the demanding financial and employee benefits requirements of  credit unions and banks. In fact, we're the only provider that can offer the combination of that expertise and comprehensive retirement product capabilities.

With 60+ years of experience in designing retirement plans for financial institutions, we understand the challenges--from increasing plan participation to satisfying the changing needs of retiremeint executives--and tailor our programs to meet them. All of our plans are custom designed and highly flexible.

We offer traditional defined benefit pension plans, 401(k) plans, ESOPs, KSOPs as well as Executive Benefit and Director programs.

We also offer two unique multiple employer programs available exclusively to financial institutions. As plan fiduciary for our $3 billion multiple employer defined benefit and defined contribution plans, we keep watch over the retirement programs of more than 500 community banks. And we do it according to the highest fiduciary standards--something no other retirement provider can claim.