The Pentegra Defined Benefit Plan for Financial Institutions

The Pentegra Defined Benefit Plan for Financial Institutions is a fully bundled multiple employer pension program available exclusively to financial institutions. Our comprehensive approach provides every aspects of pension plan management--plan administration, actuarial services, trustee services, investment management, plan compliance, benefit payment processing and employee communications--all from a single provider.

What makes this program unique? As the ERISA-named plan administrator and principal fiduciary for the plan, we relieve our clients of the host of fiduciary responsibilities associated with running a retirement program, delivering a retirement plan that protects both yours and your employees' financial interests. Our unique fiduciary role means that your retirement program is administered according to the highest standards and ensures that your plan remains in full compliance with changing regulations.

With over $3 billion in assets under management, we're able to leverage the buying power of hundreds of organizations to offer clients economies of scale. The cost of plan audits, actuarial valuations, 5500 filings and plan amendments are spread across hundreds of participating clients--resulting in significantly lower plan costs. Our size also affords access to some of the top investment managers in the world--well beyond the scope of what a single-employer plan could access on its own.

Our client list of more than 500 financial institutions includes the Independent Community Bankers of America (ICBA), the Federal Home Loan Bank System and America's Community Bankers (ACB).