What makes our approach to fiduciary responsibility unique?

Through our multiple employer programs, available exclusively to financial institutions, the Pentegra Defined Benefit Plan for Financial Institutions, a fully bundled defined benefit program, and the Pentegra Defined Contribution Plan for Financial Institutions, a fully bundled 401(k) and Profit Sharing program, we serve as the ERISA-Named Plan Administrator and principle fiduciary--our President and Board of Directors assume the full fiduciary liability and responsibilities associated with running a retirement program. For community based financial institutions, these programs offer significant advantages--most notably, the opportunity to completely outsource primary fiduciary responsibility for the management of your retirement program.

As the principal ERISA-named fiduciary for over 500 clients through our multiple employer programs, you can take comfort in knowing that all of our single employer plans are managed and administered with the same level of professionalism and expertise. In fact, our single employer 401(k) and pension programs are modeled after our multiple employer programs. We take the very same approach, assisting you in prudently monitoring and documenting all decisions affecting your plan, the investments, and following ERISA and its regulations

Clients come to us knowing that our policies, procedures and business practices are conducted with the highest level of integrity. Maybe that's why 97% of them stick with us.