What Does the Pentegra Gateway 401(k) Offer?

401(k) plans offer a relatively easy capture of assets, which means you can accumulate a sizable asset base quickly. Because retirement money stays on your books 3 to 5 times longer than retail accounts, you can annualize your income stream. Moreover, this income stream is increased automatically with new contributions, and earnings, that flow into the plan.

CROSS-SELLING OPPORTUNITIES

Broadening your portfolio of products to include 401(k) plans also provides cross-selling opportunities. By conducting 401(k) presentations to a group of people, you can open doors and successfully position other products and financial services you offer. Providing additional services also improves your customer retention rate.

INCREASE YOUR BOTTOM LINE

As a Pentegra distributor, your organization will have the opportunity to increase your bottom line with a competitive, full-service 401(k) product--with no investment in infrastructure and no securities or licensing fees.

TAKE A LOOK AT THE POTENTIAL REVENUE STREAM UNDER THE PROGRAM.

Let's assume you sign up a new client with 40 employees with existing plan assets of $1.25 million. Based on a transfer of $1.25 million in plan assets, you'll receive $5,000 in revenue.

AND THAT'S JUST IN YEAR ONE.

In year two, assume plan assets increase to $1.35 million through new contributions and positive investment returns. That translates into $5,400 in revenue. Your potential revenue stream could look like this: