We’re different by design

A legacy built on serving financial institutions Founded by the Federal Home Loan Bank System in 1943, today, Pentegra is the retirement plan provider of choice for more than 500 financial institutions nationwide.

70+ years of bank insights
We offer the benefit of over seven decades of industry knowledge and insights oncommunity bank retirement plans—both qualified and non-qualified—to help you attract, retain and reward the talent needed to ensure your bank’s success.

No conflicts of interests
We are an independent provider—we are not owned or controlled by an investment manager, mutual fund or insurance company. Rather, we partner with firms as a trusted resource to bring an independent perspective and maximum flexibility to every opportunity—to deliver the very best solution for clients.

Unparalleled governance
We do not answer to our shareholders, we answer to our clients. Our boards of directors are made up of our clients, Presidents and CEOs, who use our services and place their own futures in our hands.

Client driven culture
We were founded by our clients and are governed by our clients – simply, we exist for our clients. When we say we are “client driven,” it is not an empty marketing tagline; it’s our DNA.

Broad expertise and bench strength
We offer a dedicated relationship management team that is comprised of highly-skilled professionals—ERISA attorneys, actuaries, consultants, and specialists in investments, education, and compliance.The advantage—multiple experts, but a single point of contact that eases the way for you.

Client satisfaction
Our mission is to serve our clients with excellence and integrity, and today we have more than 100 clients who have been with us for over 30 years and maintain a 98% client retention rate – we know of no other firm who can make this claim.