The flexibility to work with us based on what’s best for you.
Pentegra Trust Company is a regulated financial institution as defined by ERISA. Pentegra can serve as 3(38) Investment Fiduciary and Trustee for a retirement plan in a fully discretionary trustee role with sole discretion over plan assets, or as directed trustee, with the help of an independent investment expert serving as a fiduciary advisor or investment manager. The advantage—our services free financial advisors to serve in a 3(21) participant investment advisory role.
With relationships with all of the major insurance and fund companies, our flexible approach offers you the ability to create your own fully customized fund line-up with no proprietary fund requirements—and accept either fee or commission-based income—based on what works best for your business model.