As a financial advisor, you play a central role in helping plan sponsors design, implement, and manage retirement plans that deliver real value. A well-designed retirement plan not only supports participant outcomes—it positions you as a strategic partner, enhances client retention, and reduces the risk…
…want the best value, there are a range of solutions to carefully consider. You’ll want to work with experienced plan design consultants who can help you make the right decisions based on your organization’s cost and benefit objectives. The Plan Design Options chart below illustrates…
Aligning Plan Design with Client Goals Most of us live in homes that were not custom-designed for us. We adapt to them rather than expect them to be optimized to how we like to live. Most retirement plans are sold the same way. Companies buy…
…have. Let’s talk about two of them – namely, things we can address in plan design and things we can communicate to help set expectations. In plan design, our first goal is participation. To that end, auto-enrollment has been proven to be effective in getting…
Designing an effective retirement plan that helps meet a plan sponsor’s objectives and improves employees’ financial wellness can be challenging, especially if certain plan design considerations are not taken into account….
Designing effective qualified retirement plans that meet a plan sponsor’s objectives has become somewhat of a lost art. The reasons are many: Cookie-cutter designs are easier; safe harbor designs get media attention; the flexibility of modern plan documents are overlooked; and pre-approved plans can satisfy…
Designing effective qualified retirement plans that meet a plan sponsor’s objectives has become somewhat of a lost art. The reasons are many: Cookie-cutter designs are easier; safe harbor designs get media attention; the flexibility of modern plan documents are overlooked; and pre-approved plans can satisfy…
Designing effective qualified retirement plans that meet a plan sponsor’s objectives has become somewhat of a lost art. The reasons are many: Cookie-cutter designs are easier; safe harbor designs get media attention; the flexibility of modern plan documents are overlooked; and pre-approved plans can satisfy…
Learn how to design effective qualified retirement plans that meet a plan sponsor’s objectives for the business and help improve employee financial wellness. *Disclaimer: This recording is not eligible for Continuing Education Credits…
Why Operational Compliance Has Become More Challenging Operational compliance in retirement plans continues to grow more complex. Increased regulatory attention, evolving plan designs, and greater reliance on interconnected service providers have reduced the margin for error. For financial advisors, understanding how compliance issues arise—and how…
…worker-need has shifted from asset accumulation to securing guaranteed retirement income. The pendulum is swinging back in favor of DB plans—but not to the legacy designs of the past—but to those that have incorporated defined contribution (DC) elements. Hybrid cash balance designs are soaring in…
…access to institutional pricing. Minimized Fiduciary Risk PEPs transfer many fiduciary duties to the PPP and other designated fiduciaries (such as ERISA 3(38) investment managers or ERISA 3(16) plan administrators). For employers, this shift means less personal liability and greater confidence that their plan is…