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CE – State-Sponsored Retirement Plans – An Overview

…programs, which states have programs in place, those that will be launching in the near future, the features of each state plan and possible alternatives for employers in impacted states. Plus, we will discuss the provisions of SECURE Act 2.0 that affect state-sponsored retirement plans….

Why Permitted Disparity Matters

…answer is yes. We know, of course, that employers make Social security contributions of 6.2% up to the taxable wage base each year. So, on a percentage basis, the company actually contributes a smaller amount of pay for higher paid employees than it does for…

“Why It Matters” Before “How It Works”

…their circumstances and more importantly, their goals. After all, we know that employers sponsor retirement plans for a variety of reasons: Some want to maximize the opportunity to save for their own retirement. For some, it’s important to provide a vehicle for their employees to…

What Makes a Plan Qualified?

…include in a plan. In addition the course illustrates the various types and features of qualified plans including employer eligibility, plan establishment, contributions/benefits, and vesting. The course also demonstrates the maximum contribution limits available for the various types of qualified plans. *Disclaimer: This recording is…

SECURE 2.0 – The Top Five Provisions Plan Sponsors Ask About

…indexed for inflation and applies to prior year compensation paid by the employer sponsoring the plan. That threshold is based on FICA wages. Consequently, individuals with no FICA wages (e.g., sole proprietors and partners) could continue to make pre-tax catch-up contributions regardless of their earned…

What Makes a Plan Qualified?

…include in a plan. In addition the course illustrates the various types and features of qualified plans including employer eligibility, plan establishment, contributions/benefits, and vesting. The course also demonstrates the maximum contribution limits available for the various types of qualified plans. *Disclaimer: This recording is…